Cigna, UHC, and the other affordable healthcare providers to know about

Picking a healthcare plan has become progressively difficult in the last decade or so. Inflation rates coupled with uncertain market conditions have seriously affected the cost and general structure of health insurance, leaving consumers slightly muddled as to what plan works best for them. That being said, there are a few companies that offer decent healthcare plans, both in terms of features and affordability.

Cigna®

Offering services in over 10 states including Colorado, Florida, and Virginia, Cigna comes with global experience and excels in telehealth services. The company has an excellent financial strength rating and offers dental as well as supplemental insurance.

Once enrolled in a plan, consumers can access the available network of doctors, check costs, and also get their insurance ID online. Their affordable health plans vary from state to state and are named Bronze, Silver, and Gold respectively.

Kaiser Permanente®

One of the trusted names in the healthcare sphere, California-based Kaiser Permanente offers a wide range of affordable health plans throughout several states. The company has won multiple accolades for its work while also having an excellent financial strength rating. It offers four kinds of plans – Bronze, Silver, Gold, and Platinum. Except for Platinum, all other variants come with an option of a health savings account, a feature attached with multiple benefits.

UnitedHealthcare®

Ideal for online care, Minnesota-based UnitedHealthcare (UHC) has an excellent financial strength rating and as of late last year, owned 13% of the healthcare market in the country. It is the biggest healthcare provider in the country and has close to a million professionals in its network. Through the years, the company has won multiple awards, with its specialty being the range of its online services.

Blue Cross Blue Shield®

Headquartered in Chicago, Blue Cross Blue Shield (BCBS) is another outstanding healthcare provider in the country. The company is a coalition of multiple healthcare organizations and offers services in 190 countries. Most arms of BCBS have an excellent financial strength rating, while as of last year, seven of its multiple organizations were included in the top 10 health insurers by Insure.com. Like almost every other provider, BCBS also has three types of plans – Bronze, Silver, and Gold.